Is the dollar really safe? We’re told it is. Governments and institutions drill it into us. What if “safe” only entails a gradual, predictable erosion of your purchasing power? That official 2% inflation target isn’t just some arbitrary figure pulled out of a hat; it’s your hard-earned money gradually disappearing. At the same time, the global money supply is at an all-time high – $55.48 trillion! Who benefits from that expansion? We know it’s definitely not the communities that are just trying to get by.

Inflation Erodes, Bitcoin Elevates

Second, the dollar has deep historical roots. After all, let’s be real here – it’s dead. It has lost more than 96 percent of its value in the past 100 years. That’s not stability; that’s a wealth transfer in slow motion. This isn't some conspiracy theory; it's math. And that math lands the hardest on the most vulnerable communities. People who work from paycheck to paycheck do not have the luxury of being able to invest in assets that can beat inflation. But they are trapped with the dollar, whose value continues to slowly decline before their eyes.

Now, enter Bitcoin. I know, I know, volatility. Everyone screams about it. What's more volatile: a system where your money is silently devalued, or an asset that, despite its ups and downs, offers the potential to break free from that cycle? Consider this: Bitcoin's supply is capped. There will only ever be 21 million. That’s a big difference from the dollar, which can be printed to kingdom come.

Consider the plight of a small business owner in a developing country, beset with hyperinflation. Their local currency is collapsing. Accessing traditional banking is a nightmare. Bitcoin is their lifeline. It offers them an opportunity to save, spend, and participate in the global economy outside of and without reliance on crumbling institutions.

Bitcoin: A Tool for Economic Justice?

Bitcoin isn't just about getting rich quick. It’s about accountability, decentralization, financial sovereignty, and empowering those who have been systematically excluded. It’s all about providing people with a form of money that they control, not subject to the arbitrary decisions of central bankers and politicians.

Together, let’s adopt a new attitude towards Bitcoin. We need to stop seeing it just as a federal investment opportunity, but as an important tool for social and economic justice. Just think about a world in which family remittances can be sent in minutes and at little or no cost. Picture this — a world where entrepreneurs in our most underserved communities have better access to funding and markets with fewer reliance on traditional gatekeepers.

This isn't some utopian fantasy. It's happening now. Read stories of how people are using Bitcoin to create flourishing enterprise and provide for their households. Most importantly, they’re helping advance a better future for themselves and their communities.

The key is accessibility. We need to make Bitcoin less daunting and intimidating, particularly for those who may not be completely up-to-speed with technology. Let’s focus and commit to funding the right initiatives that are informing and empowering marginalized communities about the potential benefits of Bitcoin. As we move forward, we need to create a Bitcoin community that’s open and welcoming to all.

Beyond Dollars: Community Wealth Building

The dollar index is down almost 11% in 2025 … that’s its worst performance since the early 1970s. As the dollar continues to stumble, perhaps Bitcoin is a tool that communities can use to start investing in themselves. It's not about replacing the dollar overnight, but about creating an alternative system that empowers individuals and communities to build wealth and achieve financial independence.

Ripple, meanwhile, is continuing to develop and push forward, as tokenization is picking up momentum as well. Taken together, all of these developments along with the macro shift to fintech hint at a future where finance is more accessible, transparent and democratic.

This is the future reality we can’t avoid, and we must take an active role in shaping it.

Bitcoin is not a magic bullet. It's not a get-rich-quick scheme. It's a tool. Like any tool, it can be used for good or for ill. It’s up to us to make sure that it’s used to empower the people and places who have been historically marginalized. The future of finance is indeed being written as we speak. Let’s ensure that it’s a future where everyone has a place at the table.

  • Educate yourself: Learn about Bitcoin and its potential to empower marginalized communities.
  • Support Bitcoin-related charities: Donate to organizations that are working to make Bitcoin more accessible to everyone.
  • Volunteer your time: Offer your skills and expertise to help educate and empower others about Bitcoin.
  • Invest responsibly: Consider allocating a portion of your portfolio to Bitcoin, but remember to do your own research and manage your risk accordingly.
  • Advocate for change: Speak out about the importance of financial inclusion and the role that Bitcoin can play in creating a more equitable world.

Bitcoin is not a magic bullet. It's not a get-rich-quick scheme. It's a tool. And like any tool, it can be used for good or for ill. It's up to us to ensure that it's used to empower those who have been left behind. The future of finance is being written now. Let's make sure it's a future where everyone has a seat at the table.